Banca Popolare di Sondrio (Suisse)	Bank Julius Baer (Monaco) S.A.M.	Banque de Gestion Edmond de Rothschild Monaco	Banque J. Safra (Monaco)	Banque Martin Maurel	Banque Pasche - CM - CIC Private Banking	Barclays Bank	BNP Paribas Wealth Management Monaco	BSI Monaco SAM	C.F.M. Crédit Foncier de Monaco	Compagnie Monégasque de Banque	Coutts and Company	Crédit Mobilier de Monaco	Credit Suisse (Monaco)	Dexia Private Bank Monaco SAM	Dresdner Bank Monaco (Acquired by Bank Audi)	EFG Bank (Monaco)	Fideuram Bank (Monaco) SAM	HSBC Private Bank (Monaco) SA	KBL Monaco Private Bankers	Lloyds TSB International private banking	Monte Paschi Monaco SAM	Société Générale Private Banking (Monaco) SAM	Standard Chartered Bank (Switzerland) S.A.	UBS (Monaco) SA
A (fitch rating) F1 (fitch rating)	Aa3 (Moody's rating)			A2 T1		AA- A-1+	AA A-1+		AA- A-1+					A A-1		BB B	A A-1	AA A-1+		A+ A-1	A- A-2	A+ A-1	A+ A-1	A+ A-1
283	42	30	7	8	6	88	25 (+200 branches in France)	20	8	4	28	1	405	17	n/a	68	3	85 (+ the HSBC retail banking network)	15	9 (+ Lloyds network in UK)	22 (+Italian network)	38	27	93 (+Swiss network + UBS americas)
4	22	20	5	2	6	25	26	13	1 (+20 countries through the Credit agricole private banking network)	2	2	1	53	8	n/a	32	2	33	11	8	21	22	17	55
For institutionals	Offers medium to long term managed portfolios. 1. Assymetric return mandates: investment goal: Stable return with relative capital protection. 2. Global strategy mandates: To be invested globally in all the major asset classes. 3. Focus mandates : Based on a single asset class invested according to a specific investment theme. 4. Special mandates: Taylor made solution to match sepcific investment needs. All those mandates can combined in the combined mandate solution		Yes	Yes		Global beta solution not available in Monaco	Yes : Includes 4 types of management styles (Flexible, Reference, Satellite, Participating)	BSI Absoluta: Absolute return goals, not benchmarked to any traditional index - BSI Evolution: Traditional discretionary solution offering the choice between 4 different profiles, benchmarked to traditional indices - BSI Exclusiva: Customizable mandate provided by investment advisor and relationship manager	3 types of discretionary mandates : - Standard discretionary portfolio management based on risk profile - Personalized portfolio management for accoutns above EUR 3 Mio - Funds based mandates	4 types of discretionary mandates:Assets Management Mandate Funds Management Mandate "Plus" Management Mandate Mandat "Allocation Evolutive"	Yes	Money market deposit only	Yes	Discretionary management with daily risk monitoring and Benchmarked discretionary management			Portfolio solutions starting at Eur 150,000. Multi-manager solutions available	Yes		Lifestyle portfolios : Income, Shelter, Build, Aspire		Yes	Signature funds portfolios;Signature securities portfolios	Portfolio management, Managed fund portfolios, absolute return mandates
	Non-discretionary mandates: 1. Direct mandate: for very active investors wishing to have a direct access to a team of investment advisors 2.Indirect mandate : The client get investment advices from investment advisors through their relationship managers	Yes	Advisory mandates can include all asset classes. Portfolio can be fully customized			Actively managed multi-manager solutions	Yes: Includes monitoring and recommendations from a team of investment specialist. Direct access to trading floor available	BSI Activa: Monitoring of portfolio risks including services such as automatic reinvestment of maturing coupons and automatic stop loss. - BSI Advisor: Traditional active advisory service	Advisory desk for external asset management companies		Yes	Money market deposit only	Yes	Yes				Yes				Yes	Client-Directed Mutual Fund Portfolios	Active advisory mandate, active supervision mandates
	Yes	Yes		Yes			Yes	Yes	Yes		Yes		Yes	Yes				Item 5C
	Yes	Yes		Yes			Yes	Yes	Yes				Planning and support for setting up a branch, Long-term tax planning and optimization, Completion of tax forms with statements of securities according to French tax law										Yes
	Yes	Yes					Yes	Yes	Yes	Yes	Yes		Yes	Yes									Yes
	Solutions to finance real estate projects and Lombard solutions						Yes, asset-backed solutions	Construction loan, mortgage loan		Real estate financing Lombard facilities Liquidity Facilities/ Asset financing Yacht financing		Personal loans only for Monaco working permit holders	Lombard loans, Guarantees, Special financing										Credit facilities	Lombard solutions only
		Retirement Planning, Planning for a change of residence, Philanthropy, Business consulting, Structures for wealth planning (Trusts, fundations, life insurance and private investment funds)	Assistance in the creation of philantropic structure, family services, real estate properties management		Life insurance solutions	Provides support with obtaining of residency in the Principality of Monaco and with purchase of primary and secondary residential real estate both within Monaco itself and along the Côte d'Azur		Life insurance solutions, Payment Guarantees, Philantropic Advisory, Art advisory, real estate advisory	Art advisory, life insurance through Generali Svizzera, corporate finance advisory, development and management of Trusts and foundations	Life insurance, property specialists	Life insurance, Yacht leasing	Services for UK residents non domiciled in the UK, financial planning and pensions advice, life assurance, home insurance									International banking services, offshore savings			Fiduciary services : full trust, express trust, private investment company;Insurance